Muhammad Ahmed is a 34 year old man living in a rented house. He sells chickpea salad on his cart. This is the only source of income for the entire family and it is very hard for him to push the cart on roads and streets in heavy rains and intense sunlight. He wishes to rent a shop where he can sell other food items as well. Therefore he needs financing of 40,000 rupees, which would enable him to increase his sales by putting less effort in pushing his cart and more in cooking other products.