Ikram is a responsible, honest, hardworking Individual, who is eager to get ahead. He was working as a laborer in an iron furniture shop for 10 years. With the help of his brother, he opened his own shop last year. Ikram is a very skillful furniture maker but due to the current pandemic, his shop was closed for three months and he faced a big loss. To overcome his business losses and to increase the income he is expecting a loan of Rs.80, 000 from IR. This will help him pay three months’ rent and purchase raw material.