Muhammad Irfan Shakir is married and blessed with three children who all are school going. He is a hardworking and optimistic man. He operates a grocery shop where he sells grocery items, candies, snacks, cakes and juices. The young man has been in this business for eight years, and has faced many ups and downs. Muhammad Irfan Shakir dreams to expand his business into a big grocery shop and wants to add rice, grains, flour and cooking oil to his shop. These items are in high demand in his area but shortage of funds do not allow him to purchase these, therefore, he needs 150,000/-