Muhammad Shafiq is a 52-year old, small-business owner who lives with his family. He owns a bike maintenance, repairing and spare-parts selling business, and has 10 years of experience in this field.
His clientele consists of mostly walk-in customers and referrals. Shafiq has a goal of reinvogarating sales with a new inventory and remodel his entire business.
His business has dropped due to biosecurity concerns amidst the COVID pandemic, and his income has decreased drastically. He wants to avail financial support amounting to PKR 60, 000 from IR to purchase bike spare parts.