Mussarat Bibi is communicative, reliable and a purposeful woman who strives to improve her family’s living condition. She always has an optimistic view of her situations. She was born in 1974 in Rawalpindi. She is married and has four children. Her husband is unemployed. For many years, she has been selling fabrics. Through the sale of fabrics, she has provided good living conditions for her family. But now, she wants to expand her business and has requested for 90,000/- for purchase of cosmetics equipment. As she think with this she can attract more customers and earn more.