M. Ziyafat is a young male living with his parents and four school going children. He is the only earning member of his household. He runs a small business of selling electric tools and equipment. His earnings do not allow him to provide sufficient and nutritious food to his family let alone save some money for his children’s education. He wishes to get a loan of 70,000 rupees to add some hardware tools to his tally to cater for more customers’ needs and increase his sales. With an added resource, he could enroll his children in a quality educational institute.