Muhammad Saleem, a 36 year old male, is a father of four and husband of Ayesha Saleem. He runs a small business of selling cooked grains. He has been doing this for over two decades but due to recent increase in inflation it has become very difficult for him to make both ends meet. His monthly income has dropped to around 20,000 rupees. Saleem hopes to get a loan of 50,000 rupees to buy uncooked grains in bulk which could improve his profits substantially. It will also enable him to expand his business and provide better healthcare to his family.