Azra Ajab’s husband Muhammad Azeem worked as a salesman at a grocery store and could barely provide for his family of seven. Azra pushed him to take the initiative and they started their own small grocery store. Azeem buys grocery items from wholesale dealers and sells them at his store with the minimum of profit margin. It ensures continuous growth in the number of his customers but the amounts payable to him from his customers are also increasing. He needs a loan of 70,000 rupees to ensure that he keeps his shop stocked up and escalate his earnings.