By profession Muhammad Nazir is a carpenter and has been in business for the past 15 years. Nazir lives with his wife and four children. Nazir is the sole breadwinner of the entire family and his business was drastically affected by Covid-19. His business was shut down for three months and he faced a huge loss. To overcome the losses and to revive his work, Nazir has applied for a loan of Rs. 50, 0000. With this amount, the entrepreneur intends to purchase plywood and earn a living for the family.